Protecting your property, employees and guests

FCCI provides restaurant and hospitality insurance tailored to meet the challenges of protecting property, employees and guests.

Our coverage is designed to meet the unique needs of these kinds of businesses, including mitigating risks that could impact reputation and operation.

Restaurants and Hospitality Solutions

FCCI writes insurance for the restaurant and hospitality industry, including: 

  • Restaurants
  • Country Clubs
  • Golf Clubs
  • Hotels
  • Theaters
  • Cinemas

FCCI's Premier Package PoliciesSM provide tailored coverage that meets the unique needs of restaurants, golf and country clubs and hotels.

Premier Package Policy for Restaurants includes coverage for:

  • Valet parking damage to customers' vehicles
  • Food contamination shutdown
  • Refrigerated property in transit

Premier Package Policy for Golf & Country Clubs includes coverage for:

  • Golf carts
  • Outdoor property (including trees, plants and shrubs)
  • Damage to club members' and guests' autos
  • Bunkers or sand traps
  • Underground piping or wiring that's not part of a building

Premier Package Policy for Hotels and Motels includes coverage for:

  • Guests' evacuation expenses
  • Food contamination shutdown with additional advertising expense
  • Guests' property
  • Alternate key systems

FCCI operates through regional offices in the Southeast, Gulf Coast, Midwest, Southwest, Mid-Atlantic and Florida. We continue to expand and diversify our operations, while delivering specialized market expertise and local presence.

FCCI provides commercial property and casualty insurance and surety bonds in more than a third of the U.S. For our licensed agents and their clients, surety is also available in the additional states of Arizona, Iowa, Kansas and Nebraska.

Risks We See

FCCI experts partner with local agents to offer specialized risk management plans. Slide the blue tab to see some of the risks we help restaurants manage.

Find an agent in your area